Romanian documents do not automatically need translation, notarization and attestation for every bank loan. Published bank requirements show that the process varies with the lender and the documents being submitted. Start by identifying where each document was issued, where it will be used and what the receiving bank requires. [1, 4, 6]
For anyone preparing paperwork between Romania and the UAE, understanding these differences helps you decide which services to arrange. Easy Point Attestation can help with Romanian, English and Arabic translations, together with assistance arranging the notarization and attestation required for documents issued in either country.
These terms describe different processes. Ask the bank to specify which one applies to each document, including whether the requirement concerns the original, a copy or its translation.
| Service | What it does |
| Translation | Converts the document into the required language. Confirm whether the bank needs a certified or legalized translation. |
| Notarization | Completes a specific notarial formality, such as certifying a copy or a signature. For Romanian translation legalization, the formality can concern an authorized translator’s signature. [2, 5] |
| Attestation | Authenticates the signatures and seals on a document through the relevant authorities. UAE MoFA describes its attestation service in these terms. [3] |
A translation does not by itself show that a separate notarization or attestation requirement has been completed. Keep the original document and its translation together when asking the bank or service provider to review your paperwork.
Begin with the checklist for your chosen loan. For example, ADCB’s published expatriate personal-loan requirements include:
This standard checklist does not list Romanian notarization or UAE Embassy and MoFA attestation as routine requirements for every applicant. ADCB also makes clear that lending depends on its conditions and acceptable documentation. [1]
The country that issued the document matters. For example, a salary certificate issued by your employer in Dubai is a UAE-issued document, even if you hold a Romanian passport. If the bank asks for a separate document from Romania, request its translation and authentication requirements for that specific document.
A personal loan, mortgage or business loan may involve different paperwork. Ask for the checklist that matches your application before arranging services for an entire folder of documents.
Ask whether the bank accepts English or requires Arabic, and which translation certification it accepts. For MoFA’s attestation route through an approved courier provider, the published requirement is an original in Arabic or English, or an original accompanied by a legally certified translation. Check the applicable embassy service requirements as well. [3]
Easy Point Attestation can help translate Romanian documents into English or Arabic. Give the team the bank’s instructions so the translation can be arranged for the intended use.
When UAE attestation is required, the UAE Embassy in Bucharest’s current guidance sets out these key stages:
1. Complete the relevant Romanian formalities. For example, a power of attorney must first be signed before a Romanian notary or competent legal authority.
2. Obtain attestation from Romania’s Ministry of Foreign Affairs.
3. Use the embassy’s digital attestation service, which combines UAE Embassy and UAE MoFA attestations in one application.
The service still requires the original physical document. Confirm where translation and any certification of the translation fit into the process for your document. [7]
For an ordinary domestic application using Romanian-language documents issued in Romania, English or Arabic translation and UAE stamps are generally not part of the process. For example, ING’s personal-loan guidance allows eligible income to be checked through Romania’s ANAF database and identifies the original identity document for branch applications. It reserves the right to request additional documents. [4]
A mortgage can still involve a notary even when the documents and property are in Romania. BCR explains the notary’s role in checking property documents, authenticating the transaction and handling mortgage registration. Those formalities relate to the property transaction and should be considered separately from preparing documents for international use. [5]
If you earn your income in the UAE and apply for a Romanian loan, ask the lender whether it accepts that income and which supporting documents it needs.
CEC Bank provides a useful example. Its foreign-income guidance asks for an original employer salary document with a legalized translation when that form of income evidence is used, and also lists alternative income evidence. Employment documents must be translated as specified. The bank describes accepted translation-legalization routes and additional authentication where applicable. Confirm the requirements specifically for your UAE-issued documents. [6]
For UAE-issued paperwork, confirm whether the original, the translation or both require authentication, and which UAE and Romanian authorities must be involved. Do not assume the Romania-to-UAE process can simply be reversed.
Easy Point Attestation can help with English-to-Romanian and Arabic-to-Romanian translation, as well as assistance arranging the required notarization and attestation for UAE-issued documents.
If the bank has asked for notarization, embassy attestation or MoFA attestation, check whether your existing paperwork includes those separate formalities. A translated page alone does not establish that they have been completed.
Before starting again, have the original and the existing translation reviewed together. Ask whether the translator and certification are acceptable, whether anything needs correcting, and which steps remain. Romania’s eConsulat guidance, for example, treats legalization of an authorized translator’s signature as a specific service. [2]
Easy Point Attestation can assist with the translation, notarization and attestation work you need after the required document format has been confirmed.
Easy Point Attestation helps with document preparation for use between Romania and the UAE. Its support includes:
When contacting Easy Point Attestation, explain the document type, its country of issue, the country where it will be used and the bank’s written requirements. Mention any existing translation, notarial certification or attestation so the next steps can be assessed against what has already been completed.
Official certifications are issued by the relevant notaries and government authorities. Translation and attestation support the document submission process; the bank makes the lending decision.
Use these questions to obtain a clear document checklist from the receiving bank:
1. Which documents are required for my particular loan application?
2. Which language must each document be in?
3. Do you require a certified translation, legalization of the translator’s signature, authentication of the original, or a combination?
4. Will you accept originals, certified copies or digitally attested documents?
5. How recent must the salary certificate, bank statements and other supporting documents be?
Check that names, passport details, dates, income figures and currencies are consistent before submission. Ask for any unclear requirement in writing, especially if the instruction simply says “attested” without identifying the document or authority.
Preparing documents for a bank loan starts with understanding the receiving bank’s instructions. Once those requirements are clear, you can arrange the translation, notarization and attestation that apply to your documents.
Contact Easy Point Attestation for help translating Romanian into English or Arabic, or translating English or Arabic into Romanian. The team can also assist with notarization and attestation for documents from Romania and the UAE, helping you prepare the paperwork for your next submission.
